How do you get notified when a Stellar account receives a payment?

Guide · 17 October 2026How do you get notified when a Stellar account receives a payment?In short. Wire an Account Watcher into Amount Range (and Memo Contains if you use references) and a Notify block, then deploy the workflow. It watches the account from BluFabric's cloud and needs no wallet signature.Which blocks do I need?

Account / Network Watcher (Stellar) or XRPL Watcher (XRP Ledger): set it to the account you want to follow. It picks up new activity within seconds.

Amount Range: only continue for payments between a minimum and a maximum, so dust and spam don't wake you.

Memo Contains (optional, Stellar): only continue when the memo has a reference you expect, such as an invoice number.

Notify, set to My alerts: the alert goes to your BluFabric inbox, and to Telegram and push if you linked them.

Wire them in that order and run the workflow to test it. A watcher keeps running in the open tab until you stop it.How do I keep it running when I close the tab?Deploy it. All four blocks can run in BluFabric's cloud, so the toolbar's Deploy puts the workflow on the server, where it keeps watching with no tab open. Reading an account needs no signature, so no wallet is involved while it runs.What else can I do with it?

Post to a team channel instead of, or as well as, your own alerts: a Connected Action with a Slack or Discord connection.

Log each payment as a row in a Sheet with a Google connection.

Watch a treasury for large outgoing payments by flipping the Amount Range to a high minimum.

Questions

Does this work for XRP Ledger accounts?

Yes. Use the XRPL Watcher block in place of the Stellar Account Watcher.

Can I watch an account I don't own?

Yes. Account activity on Stellar and the XRP Ledger is public, and watching it needs no signature.

How quickly does the alert arrive?

The Stellar watcher checks for new activity every few seconds; the XRP Ledger watcher follows the account's transactions as they happen.

Trigger blocks

Conditions and routing

Slack integration

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Build it on the canvas, or describe it and let the agent build it.

Open the canvasMore from BluFabric: Integrations · Blocks · Wallets · Guides · Changelog · Docs